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Leading you to better health decisions

A clearer path to Medicare coverage.

Understand your choices, organize the details that matter, and move forward with guidance shaped around your health, your budget, and your life in California.

Find my starting point
Call 1-866-941-3357 TTY: 711
No-cost conversation No obligation to enroll California focused
An older couple reviewing a checklist with a friendly insurance advisor in a bright California home
CA

California focusedOptions vary by county and ZIP code.

✓

Bring what mattersDoctors, prescriptions, budget, and questions.

01Guidance that starts with youYour needs before any product discussion.

02Clear, practical comparisonsNetworks, prescriptions, and costs in plain language.

03Support beyond the decisionA real point of contact when questions change.

A useful place to begin

Turn “Where do I start?” into a short next-step list.

Choose the situation that sounds most like yours, then use the preparation checklist to make your next conversation more productive.

01 Find your starting point

What brings you here today?

Your suggested starting point

Build your Medicare starting timeline

Start with your eligibility timing, then organize the doctors, prescriptions, and coverage questions you want to compare.

  1. Confirm when you may need to enroll
  2. List doctors, prescriptions, and pharmacies
  3. Compare Original Medicare and Medicare Advantage
Talk it through Check the official guidance ↗
This general starting point does not determine eligibility or recommend a specific plan.
02 Prepare for a useful review

Bring the details that shape your decision.

Check items as you gather them. Your progress stays only in this browser session.

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Protect your privacy: do not submit Medicare numbers, Social Security numbers, or medical records through a general website form.

Medicare 101

See how the pieces fit before you compare plans.

There are two main ways to receive Medicare coverage, with separate choices for prescription and supplemental coverage. We help you understand the structure before you evaluate available plans.

A+B

Original Medicare

Part A covers hospital insurance and Part B covers medical insurance. You can see providers who accept Medicare, and you may add separate drug and supplemental coverage.

Federal coverage foundationAsk about this option →
C

Medicare Advantage

Medicare-approved private plans provide Part A and Part B benefits and often include Part D. Networks, costs, and added benefits vary by plan and area.

An alternative way to receive MedicareAsk about this option →
M

Medicare Supplement

Also called Medigap, these policies work with Original Medicare and can help pay certain deductibles, coinsurance, and copayments. Eligibility and rates vary.

Pairs with Original MedicareAsk about this option →
D

Prescription drug coverage

Part D plans help cover outpatient prescriptions. Drug lists, pharmacy networks, deductibles, and cost sharing differ, so your medication list matters.

Standalone or included in many MA plansAsk about this option →

General educational information only. Availability, eligibility, premiums, networks, benefits, and cost sharing can vary by plan, location, and year.

An older California woman having a relaxed conversation with her adult daughter
What matters most?Your doctors. Your prescriptions. Your budget. Your life.

A comparison built around real life

The best review starts with the care you actually use.

A low premium is only one part of the picture. Before considering a plan, check the details that can affect access, convenience, and total cost.

01Doctors and hospitalsVerify provider participation with both the plan and provider.

02Prescriptions and pharmaciesReview the formulary, tiers, restrictions, and preferred pharmacies.

03Costs beyond premiumsCompare deductibles, copays, coinsurance, and annual limits.

04Travel and flexibilityConsider networks and how coverage works away from home.

Build a personal review with us

A calmer way forward

A focused conversation. A clearer decision.

You do not need to arrive knowing which plan you want. Bring your situation and questions; we will help you organize what to compare and explain the options we offer.

01

Listen first

We begin with your current coverage, care preferences, budget, and timing—not a product pitch.

  • No-cost conversation
  • No obligation to enroll
02

Compare what matters

A licensed agent explains practical tradeoffs among the options they offer in your area.

  • Check doctors and prescriptions
  • Look beyond monthly premiums
03

Support your next step

You decide what fits. If you choose to act, we can help with the details and remain available.

  • Confirm enrollment timing
  • Ongoing point of contact

Useful tools, not just information

Keep official Medicare resources within reach.

A trustworthy agency website should make it easy to verify information independently. These links go directly to Medicare.gov or California’s official HICAP program.

01

Compare plans in your area

Use Medicare’s official Plan Compare tool to review Medicare Advantage and Part D options by ZIP code.

Open Medicare Plan Compare ↗ 02

Find providers and services

Search Medicare’s provider directory for doctors, hospitals, home health agencies, nursing homes, and more.

Open Care Compare ↗ 03

Explore help with costs

Learn about Extra Help, Medicare Savings Programs, and other programs that may lower eligible costs.

Review cost-help programs ↗ 04

Get independent California counseling

California HICAP provides free, confidential one-on-one counseling for people with Medicare and their families.

Find California HICAP ↗

Why Advantage HealthCare

Technology for preparation. Human judgment for the conversation.

The website helps you get oriented, organize your questions, and reach official resources. A licensed agent can then help explain the options they represent in your area—without presenting a generic website result as a personalized recommendation.

Advantage Healthcare LP is an independently licensed insurance business serving California. We primarily assist with Medicare Advantage plans; Medicare Supplement and stand-alone Part D prescription drug plans are also available. We work with Humana, Anthem Blue Cross Blue Shield, Wellcare, and UnitedHealthcare. Carrier relationships and plan availability vary by ZIP code and year.

Plain languageNo jargon-heavy sales maze.Local contextCalifornia counties and ZIP codes matter.Transparent scopeWe explain what we offer and where to see all options.

Medicare, without the maze

Straight answers to common questions.

These general answers are a starting point. Confirm your timing and plan details before making a coverage decision.

When can I first enroll in Medicare?

For many people, the Initial Enrollment Period is a seven-month window that starts three months before the month they turn 65 and ends three months after. Different rules may apply when eligibility is based on disability or when certain employer coverage is involved.

Is Medicare Advantage the same as Original Medicare?

No. Original Medicare is administered by the federal government and includes Parts A and B. Medicare Advantage plans are offered by Medicare-approved private companies and provide Part A and Part B benefits, usually through plan rules and provider networks.

Can I keep my doctor?

It depends on how you receive Medicare coverage and the network of any private plan you consider. Always verify current provider status directly with both the plan and the provider before enrolling.

Do all California counties have the same plans?

No. Private Medicare plan availability, networks, premiums, benefits, and cost sharing can vary by service area, ZIP code, and year.

Does it cost anything to speak with an insurance agent?

There is no charge for the conversation and no obligation to enroll. You can also get free, confidential, independent Medicare counseling through California HICAP.

Prefer an official source? Medicare.gov and 1-800-MEDICARE provide information about all Medicare options. California HICAP offers free, confidential counseling at 1-800-434-0222.

Your next step

Let’s make your Medicare questions more manageable.

Tell us where you are in your Medicare journey and what matters most. A licensed insurance agent can use those details to prepare a more useful first conversation.

  • No-cost, no-obligation review
  • Phone or video conversation
  • California-focused support
Call1-866-941-3357 TTY711 Emailadvantagehealthcarelpca@gmail.com
Advantage Healthcare LP
5030 Katella Ave., Ste. 216
Los Alamitos, CA 90720
California insurance license: 0M92618 National Producer Number (NPN): 19101507 Serving California Meetings available by Zoom, phone, or in person.

For your safety, never send a Medicare number, Social Security number, or medical records through this form.

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